I don't know if anybody here has encountered this problem. When SJ died, so did our business and our health care coverage. Now I'm trying to get coverage for myself and am having the worst time finding it, unless I deed over my house and/or eat $1500/month premiums with massive out of pocket requirements. Does anyone know how and where to find affordable insurance for a grieving, unemployed (former business owner) widower with assets but no income stream in the immediate foreseeable future?
If you have assets but low income, you will qualify for great savings on ACA insurance. I pay about $75 a month for great coverage and the feds and state pick up the rest. If I had to pay the whole thing it would be almost $500 a month.
I suggest contacting an insurance broker who knows how to navigate what you need. It may not be perfect but hopefully they can save you some money. I am still on my wifes "Death Benefit" insurance and it's going up to over $800.00 a month in January for a very basic plan-major rip off as far as I'm concerned.
As if it isn't enough to lose someone you love, you are faced with this-I am sorry.
Contact an insurace broker-they won't make the pain go away but they can help lessen it some
I still have my wife's coverage but I know people that have it and think it is great, very low premiums.